If you're looking to get business credit information on your company, then your best bet is to contact your local CRA (consumer reporting agency). You can start by picking up the Yellow Pages, and looking under "credit" or "credit rating and reporting." The most common type of CRA is the credit bureau. The three major credit bureaus are: Equifax, Experian, and Trans Union.

The information CRAs sell about you to creditors, employers, insurers, and other businesses is called a consumer report. If you've ever applied for a line of credit, business loans, or insurance, then there's definitely a file about you. This business credit information file tells a potential lending institution where you work and live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy.

You have the right to know your business credit information. In fact, the CRA you're dealing with must tell you everything in your report, including medical information, and in most cases, the sources of the information. The CRA is also obligated to give you a list of everyone who has requested your report within the past two years for employment related requests.

Even though companies are approved for business credit lines or loans, it's recommended that they find out what information is in their credit report. Many financial advisors tell clients to review their credit report periodically for inaccuracies or omissions. If you're expanding your business or looking too purchase new equipment, then this could be important.