The first question on the mind of those looking to repair bad credit is how long will it take? On average, it takes about nine months before businesses feel that they have achieved their desired results. Cleaning one's business credit reports may take more or less time, though it will ultimately depend on the nature of their case, the number of negative items on their reports, their participation in getting credit reports to business credit service, as well as the level of credit bureau cooperation.

In order to repair bad credit, your firm should enroll with business credit services. Once the credit bureaus have processed your first round of disputes, they will send you updated copies of your credit reports. From there, you'll simply forward the updated reports to your service with any other correspondence you receive.

After you enroll, credit card services will go to work documenting the progress and initiating the next round of disputes. They will gradually work through the entire list of negative items on your business credit reports. Reputable credit services generally shy away disputing all negative items simultaneously, as doing so could raise red flags with credit bureaus who closely monitor dispute letters and companies looking to exploit loopholes.

It is your 100 percent legal right to dispute and repair bad credit. Although credit bureaus would like to have you think otherwise, your right to dispute items on your credit report is protected by federal law. If you need further information, you can look into the Fair Credit Reporting Act for a complete explanation of this legal entity.